Local Agents of Florida
About Us

Locally Owned and Operated Insurance Agency

A locally owned and operated insurance agency in Cape Canaveral, Florida. Local Agents of Florida is here to assist you in securing an insurance policy to protect you and your loved ones for years to come. Our job is to help you navigate through the sea of policy options and clarify any questions or concerns you may have along the way. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Shopping for insurance can be difficult, but our staff does the work for you.

The Insurance Agent's Promise:

Protecting your family's future is not a responsibility we take lightly. We promise to safeguard the families we insure as we would our own. This is the key to our professional success and our personal fulfillment.

Friendly customer service

Dedicated licensed agents

Personalized quotes

Contact us today to schedule a free insurance review with a licensed agent!

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Your Benefits

Why Choose Us

Oftentimes, when working directly with an insurance company, you're left in the dark. That's not the case with the Local Agents of Florida because you'll always be in the know. There's no cost to you for using an agent. Think of them as the middleman between you and the big insurance companies. Agents know you're not an insurance expert. We take the time to explain industry terms and policies to you.

The Benefits of having an Agent

  • We know you're not an insurance expert
  • We take the time to explain industry terms and policies with you
  • We do all of the work for you, so you don't have to
  • We are your personal advocates
  • We shop for the most competitive rates and coverage
  • We guarantee more time and money back in your wallet
  • We track your policies for you because they're all in one place

Types of Coverages

Here are a few types of insurance coverages we can help you with. With our expert guidance we can find the right coverage for your insurance needs.

Homeowner's

Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: coverage for the structure of your home; coverage for your personal belongings; liability protection; coverage for additional living expenses.

Auto & ATV

Auto insurance is a contract between you and the insurance company that protects you against financial loss in the event of a car accident or theft. In exchange for your paying a premium, the insurance company agrees to pay your losses as outlined in your policy.

Commercial

Commercial Package policies are broad types of insurance policies which provide property and liability insurance for general business risks. It is the "first line" of coverage that a business typically purchases and covers many of the common risks that can happen to any type of business.

Flood

Flood insurance covers losses directly caused by flooding. In simple terms, a flood is an excess of water on land that is normally dry, affecting two or more acres of land or two or more properties. Many home owners don't realize that their Homeowner's policy doesn't cover flood damage.

Mobile Home

Mobile Home insurance, also known as manufactured home insurance, is much like a standard homeowners insurance policy in the sense that it provides financial protection in the event that your home is damaged.

Boat

Boat insurance helps protect a boat (and other watercraft) from certain risks. For instance, property coverage may help pay to repair your boat after it's damaged in an accident. It may also help pay to replace your boat if it's stolen.

Condo

Condo insurance is coverage that helps protect against losses and repair costs for a condominium unit. Condo insurance often provides protection for theft, vandalism, fire damage, water damage, and more.

Renter's

Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.

Personal Umbrella

Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When an insured is liable to someone, the insured's primary insurance policies pay up to their limits, and any additional amount is paid by the umbrella policy (up to the limit of the umbrella policy).